:root{--paper:#F6F1E7;--paper2:#EFE8DA;--ink:#22261F;--sub:#5C6157;--moss:#3B6B45;--moss2:#2E5637;--rust:#B5542A;--line:#D9D1C1;--r:6px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font-family:'Noto Sans KR',-apple-system,'Malgun Gothic',sans-serif;font-size:17px;line-height:1.8;word-break:keep-all}
a{color:var(--moss);text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1px}a:hover{color:var(--moss2)}
img{max-width:100%;display:block}
.col{max-width:720px;margin:0 auto;padding:0 22px}.wide{max-width:960px}
h1,h2,h3{font-family:'Noto Serif KR',serif;margin:0;line-height:1.3;font-weight:700;letter-spacing:-.005em}
h1{font-size:clamp(28px,4.6vw,40px)}h2{font-size:clamp(21px,3vw,26px);margin:38px 0 12px}h3{font-size:18px;margin:22px 0 8px}
p{margin:0 0 14px}ul,ol{padding-left:22px}li{margin:4px 0}
.mast{background:var(--paper);border-bottom:1px solid var(--line)}
.mast-in{display:flex;align-items:center;justify-content:space-between;gap:12px;height:62px}
.logo{display:flex;align-items:center;gap:8px;text-decoration:none;color:var(--ink);font-family:'Noto Serif KR',serif;font-size:19px}.logo svg{width:26px;height:26px}.logo b{color:var(--moss)}
.nav{display:flex;gap:2px;overflow-x:auto;scrollbar-width:none}.nav::-webkit-scrollbar{display:none}
.nav a{text-decoration:none;color:var(--sub);padding:6px 9px;font-size:14px;font-weight:500;white-space:nowrap;border-bottom:2px solid transparent}.nav a[aria-current]{color:var(--ink);border-color:var(--moss)}
.hero{padding:46px 0 26px;border-bottom:1px solid var(--line)}
.hero .kicker{font-family:'Noto Serif KR',serif;color:var(--moss);font-size:14px;letter-spacing:.08em;margin-bottom:12px}
.hero .lead{font-size:18px;color:var(--sub);margin-top:14px}
.hero-img{float:right;width:120px;height:120px;border-radius:var(--r);margin:0 0 12px 20px;border:1px solid var(--line)}
.crumb{font-size:13px;color:var(--sub);margin-bottom:10px}.crumb a{color:var(--sub);text-decoration:none}.crumb span{margin:0 6px}
.meta{font-size:13px;color:var(--sub);margin-top:10px}
.actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}
.btn{display:inline-block;text-decoration:none;border:1.5px solid var(--moss);color:var(--moss);padding:10px 18px;border-radius:var(--r);font-weight:700;font-size:15px;background:transparent}
.btn.fill{background:var(--moss);color:#fff}.btn.rust{border-color:var(--rust);color:var(--rust)}
.sec{padding:8px 0 20px}.sec.num{counter-increment:sec}.sec.num h2:before{content:counter(sec,decimal-leading-zero) "  ";color:var(--moss);font-size:.8em;letter-spacing:.05em}
.body{counter-reset:sec}
.toc{border:1px solid var(--line);background:var(--paper2);padding:14px 18px;border-radius:var(--r);margin:22px 0;font-size:15px}
.toc b{display:block;font-family:'Noto Serif KR',serif;margin-bottom:6px}.toc a{display:block;padding:2px 0;text-decoration:none;color:var(--ink)}.toc a:before{content:"— ";color:var(--moss)}
.tbl{width:100%;border-collapse:collapse;font-size:15px;margin:10px 0 18px;background:#fff}
.tbl th,.tbl td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}.tbl th{background:var(--paper2);font-weight:700}
.tbl-wrap{overflow-x:auto}
.note{border-left:3px solid var(--moss);padding:10px 16px;background:#fff;margin:14px 0;font-size:15px}
.caution{border-left:3px solid var(--rust);padding:10px 16px;background:#fff;margin:14px 0;font-size:15px}
.pit{border:1px solid var(--line);background:#fff;padding:14px 16px;border-radius:var(--r);margin-bottom:10px}.pit b{display:block;font-family:'Noto Serif KR',serif;color:var(--rust);margin-bottom:4px}
.faq details{border-bottom:1px solid var(--line);padding:10px 0}.faq summary{cursor:pointer;font-weight:700;list-style:none}.faq summary:before{content:"Q. ";color:var(--moss)}
.faq details p{margin:8px 0 0;color:var(--sub)}.faq details p:before{content:"A. ";color:var(--rust);font-weight:700}
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:10px 0}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px 18px}.card h3{margin:0 0 6px;font-size:17px}.card p{margin:0;color:var(--sub);font-size:15px}
.card a.t{text-decoration:none;color:var(--ink)}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:8px 0}.chips a{text-decoration:none;border:1px solid var(--line);background:#fff;padding:6px 12px;border-radius:999px;font-size:14px;color:var(--ink)}
.chips a:hover{border-color:var(--moss)}
.list{columns:2;column-gap:20px;font-size:15px;list-style:none;padding:0}.list li{break-inside:avoid;padding:3px 0;border-bottom:1px dotted var(--line)}.list a{text-decoration:none;color:var(--ink)}
.plan{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px 18px}.plan .p{font-family:'Noto Serif KR',serif;font-size:22px;color:var(--moss)}
.takeaways{background:var(--paper2);border-radius:var(--r);padding:14px 18px;margin:22px 0}.takeaways b{font-family:'Noto Serif KR',serif;display:block;margin-bottom:6px}
form label{display:block;margin-bottom:12px;font-size:14px;font-weight:700}
form input,form select,form textarea{width:100%;border:1px solid var(--line);border-radius:var(--r);padding:11px;font-size:16px;font-family:inherit;margin-top:6px;background:#fff}
form textarea{min-height:120px}form button{cursor:pointer}
.foot{border-top:1px solid var(--line);margin-top:48px;padding:34px 0 40px;font-size:14px;color:var(--sub)}
.foot-top{margin-bottom:18px}.foot-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-bottom:18px}
.foot b{display:block;color:var(--ink);font-family:'Noto Serif KR',serif;margin-bottom:6px}.foot-grid a{display:block;text-decoration:none;color:var(--sub);padding:2px 0}
.biz{border-top:1px dotted var(--line);padding-top:14px;font-size:13px}.muted{color:var(--sub)}.small{font-size:12px}
.related{border-top:1px solid var(--line);margin-top:30px;padding-top:20px}
@media(max-width:640px){.cards{grid-template-columns:1fr}.foot-grid{grid-template-columns:1fr}.list{columns:1}.hero-img{width:88px;height:88px}.nav a{font-size:13px;padding:6px 7px}}
@media(prefers-reduced-motion:reduce){*{transition:none!important}}